<p style="margin-bottom:.0001pt"><u><span style="line-height:normal"><b><span style="font-size:10.0pt"><span style="font-family:Helvetica">SONGÜL KONAR</span></span></b></span></u></p> <p style="margin-bottom:.0001pt"><span style="line-height:normal"><span style="font-size:10.0pt"><span style="font-family:Helvetica">Konuyla ilgili üyelerini bilgilendirici paylaşımda; şu bilgiler verilidi: <b><i>"Kamu bankaları, KOBI</i></b></span></span><b><i><span style="font-size:10.0pt">̇</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">'lere yo</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">nelik 100 bin liraya kadar Mikro İşletmeler Destek Paketi'ni hayata geçirdi. Ziraat Bankası, Halkbank ve VakıfBank tarafından yapılan ortak ac</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ıklama ile Mikro I</span></span></i></b><b><i><span style="font-size:10.0pt">̇</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">s</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">letmeler Destek Paketinin detayları paylas</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ıldı. Reel sekto</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">re sag</span></span></i></b><b><i><span style="font-size:10.0pt">̆</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ladıkları desteg</span></span></i></b><b><i><span style="font-size:10.0pt">̆</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">i pandemi do</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">neminde de kesintisiz olarak su</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">rdu</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ren kamu bankalarınca, Mikro I</span></span></i></b><b><i><span style="font-size:10.0pt">̇</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">s</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">letmeler Destek Paketi uygulamaya alınıyor. Mikro I</span></span></i></b><b><i><span style="font-size:10.0pt">̇</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">s</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">letmeler Destek Paketi ile KOBI</span></span></i></b><b><i><span style="font-size:10.0pt">̇</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">'lerin bas</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ta maas</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica"> ve kira o</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">demeleri olmak u</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">zere; temel maliyetlerinin kars</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ılaması bo</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ylelikle KOBI</span></span></i></b><b><i><span style="font-size:10.0pt">̇</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">'lerin finansman ihtiyac</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">larını giderilmesiyle beraber nakit desteg</span></span></i></b><b><i><span style="font-size:10.0pt">̆</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">i sag</span></span></i></b><b><i><span style="font-size:10.0pt">̆</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">lanarak tedarikc</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ileri ile aralarındaki nakit akıs</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ının korunması hedeflendi. Kredi Garanti Fonu (KGF) teminatlı olarak, 48 aya kadar vadeyle yıllık yu</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">zde 11,5 faiz oranıyla kullandırılacak krediden, cirosu 3 milyon TL'ye kadar olan firmalar yararlanabilecek. 1 milyon TL'nin altında ciroya ulas</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">an is</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">letmelere 50 bin TL'ye kadar limit ac</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ılan kredide, 1 milyon TL ile 3 milyon TL arasında ciroya ulas</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">an is</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">letmelerin azami kredi limiti ise 100 bin TL olacak. Bu amac</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">la firmaların kredi limitinin en fazla yu</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">zde 10'u nakit olarak serbest kullanıma bırakılacak, en az yu</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">zde 90'lik kısmı ise is</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">letme giderlerinin finansmanı amacıyla 3. kis</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ilere ve satıcılara havale-EFT ve kurumsal kart u</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">zerinden o</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">denecek. Bu sayede yeni destek paketi ile is</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">letmelerin maas</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica"> ve kira gibi temel giderleri kars</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ılanmıs</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica"> olacak. Mikro I</span></span></i></b><b><i><span style="font-size:10.0pt">̇</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">s</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">letmeler Destek Paketi kapsamında Nakit I</span></span></i></b><b><i><span style="font-size:10.0pt">̇</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">s</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">letme Kredisi'nin yanı sıra firmalar, kurumsal kart, dog</span></span></i></b><b><i><span style="font-size:10.0pt">̆</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">rudan borc</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">landırma sistemi (DBS), tedarik zinciri finansmanı mal alımına yo</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">nelik teminat mektubu (TZF), gu</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">venceli c</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ek, nakit c</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ekimine kapalı kurumsal kredili mevduat hesabı u</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">ru</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">nleri u</span></span></i></b><b><i><span style="font-size:10.0pt">̈</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">zerinden Nakit I</span></span></i></b><b><i><span style="font-size:10.0pt">̇</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">s</span></span></i></b><b><i><span style="font-size:10.0pt">̧</span></i></b><b><i><span style="font-size:10.0pt"><span style="font-family:Helvetica">letme Kredisi kullanabilecek."</span></span></i></b> </span></p>